Money Causing Clashes
My husband spends a lot of money, and Iím constantly trying to save and contribute to our savings, stocks and IRAs. I come from a large family with little possibility of inheriting anything substantial from my parents. He comes from a small family and is banking on a large inheritance later in life. I keep trying to explain to him that this isnít a guarantee and he agrees but then continues to spend on vacations, concert tickets, clothing, etc. that we donít need. How do we budget for these things while still contributing to a healthy savings account? Iím not sure what the best plan of action is here. -Katie, 46
Money is one of the most difficult topics in relationships because itís often not just about money, is it? Itís about shared values, planning for the future, and often many other weighty emotions. You two need to have an honest conversation about your values and what is important to you as individuals and to you as life partners together. He may be valuing creating memorable experiences. You may be valuing a sense of security in the future.
Stop bickering about budgeting and start talking about what is important to your hearts. Then find a wayótogetheróto deal with money that meets both of your values. You both will need to compromise. He may need to stick to a clothing budget in order to take four vacations a year but still meet your need for security. You may need to relax a bit and enjoy his plans for creating fun family experiences with you. Recognize what your hearts are saying and work to meet those needs.
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NOTE: The information contained herein is provided for information purposes, and not intended as a substitute for advice or treatment that may or should be prescribed by your physician or recommended by your therapist.