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65% of Us Lose Sleep Over THIS. Do You?
We worry about money. Whether it's agonizing about having enough to pay all the bills at the end of the month or fretting about having enough to send the kids to college or stewing about how much is really needed to retire, fully 65 percent of us admit we lose sleep worrying about our personal finances.

Pisces is an impulse shopper. Libra is so cheap he will be the last one to pick up the check. What does your Zodiac sign say about how you handle money?

That's the word from a nationwide survey conducted by Princeton Survey Research Associates International for CreditCards.com, which polled 1,000 U.S. adults by telephone (landlines and mobile phones) in English and Spanish.

Our most common financial worries and the percentage of people who worry about them:

  • 38 percent: health care bills or insurance bills
  • 37 percent: saving enough for retirement
  • 34 percent: educational expenses
  • 26 percent: mortgage/rent bills
  • 22 percent: credit card debt

Besides lying awake at night, what are we doing to assuage our concerns? Fully 82 percent report taking at least one step to improve their financial situation over the past year, such as reducing expenses, selling something, signing up for a new credit card with a lower interest rate or taking on a second job.

"People lose sleep when things feel out of control," said Matt Schulz, CreditCards.com's senior industry analyst. "Take back some of that control by taking action. Even small moves like making a budget, selling something of value or trimming expenses can make you feel empowered and help you sleep more peacefully at night."

Here's a little trick for saving big money--the kind you need to send your children to college or fund your retirement.

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