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You Need THIS Much to Live Comfortably
Living comfortably is what most of us want. It's nice to be able to pay the bills, have money left for savings and still have a night on the town every once in a while. How much income you need to do this depends on where you live.

Using the 50-30-20 personal finance budgeting rule, GOBankingRates.com has figured out how much money you need to make to live in the most and least expensive U.S. cities.

Pisces is an impulse shopper. Libra is so cheap he will be the last one to pick up the check. What does your Zodiac sign say about how you handle money?

What is the 50-30-20 budgeting rule? It calls for 50 percent of your income to go to necessities, 30 percent for discretionary spending and 20 percent for savings. You don't have to be fabulously wealthy to do this, but you do need to make a certain amount of money to pull it off. And if you don't make enough money to follow the 50-30-20 rule, then you are living above your means, which could be because the cost of living in your city is too high for your income--not because you're a spendthrift.

The city where you need the highest income to live comfortably is San Francisco, California at $100,357, due primarily to the exorbitant cost of housing. Many feel the pinch. The median income in San Francisco is just $81,294, which is $29,063 less than what is needed.

The city where you need the lowest income to live comfortably is El Paso, Texas where $40,393 is enough for the good life due to affordable rents and cheap groceries. The median income in El Paso is $42,772, which is $2,379 more than is needed to follow the 50-30-20 budget rule.

The most income is needed to live comfortably here:
1. San Francisco, California: $110,357
2. New York, New York: $86,446
3. San Jose, California: $87,154
4. Oakland, California: $80,438
5. Washington, D.C.: $80,273

The least income is needed to live comfortably here:
1. El Paso, Texas: $40,393
2. Detroit, Michigan: $42,161
3. Albuquerque, New Mexico: $42,445
4. Wichita, Kansas: $43,644
5. Fresno, California: $44,648

The Census Bureau defines "rich" as making more than $200,000 year. Find out the top 10 states with the most rich people.

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