WASHINGTON, DC - OCTOBER 25: (L-R) Justin B. Smith, Co-Founder and CEO, Semafor, and Kelly Mahon Tullier, Vice Chair, Chief People and Corporate Affairs Officer, Visa, speak onstage during Semafor World Economy Summit Fall - Day 2 at Gallup Great Hall on October 25, 2024 in Washington, DC. (Photo by Tasos Katopodis/Getty Images for Semafor Inc.)