(FILES) This photograph shows Livret A savings books in Lille on August 24, 2015. Savers drew more from their Livret A passbook savings accounts than they deposited in them last month, according to data published on November 21, 2024 by Caisse des Depots (CDC), a frequent occurrence in October 2024. (Photo by Denis CHARLET / AFP) (Photo by DENIS CHARLET/AFP via Getty Images)