ING Group NV's CEO Steven van Rijswijk (R) and CFO Tanate Phutrakul (L) take part in the press conference for the annual results in Amsterdam on February 6, 2025. ING saw its profit fall by more than a tenth last year, partly due to lower interest income. (Photo by Ramon van Flymen / ANP / AFP) / Netherlands OUT (Photo by RAMON VAN FLYMEN/ANP/AFP via Getty Images)