A person uses an automatic teller machine (ATM) at a branch of the Commonwealth Bank of Australia (CBA) in Sydney on February 12, 2025. Australia's biggest bank has reported a 6 per cent increase in net profit, to 5.14 billion Australian dollars (3.24 billion USD) for the first half of the financial year. (Photo by DAVID GRAY / AFP) (Photo by DAVID GRAY/AFP via Getty Images)