View of the logo of Brazilian FinTech Nubank outside its headquarters, in Sao Paulo, Brazil, on January 30, 2026. Nubank has received initial approval to operate as a bank in the United States, after becoming, in just over a decade, one of the most valuable companies in Latin America. (Photo by Nelson ALMEIDA / AFP via Getty Images)

View of the logo of Brazilian FinTech Nubank outside its headquarters, in Sao Paulo, Brazil, on January 30, 2026. Nubank has received initial approval to operate as a bank in the United States, after becoming, in just over a decade, one of the most valuable companies in Latin America. (Photo by Nelson ALMEIDA / AFP via Getty Images)

View of the logo of Brazilian FinTech Nubank outside its headquarters, in Sao Paulo, Brazil, on January 30, 2026. Nubank has received initial approval to operate as a bank in the United States, after becoming, in just over a decade, one of the most valuable companies in Latin America. (Photo by Nelson ALMEIDA / AFP via Getty Images)

View of the logo of Brazilian FinTech Nubank outside its headquarters, in Sao Paulo, Brazil, on January 30, 2026. Nubank has received initial approval to operate as a bank in the United States, after becoming, in just over a decade, one of the most valuable companies in Latin America. (Photo by Nelson ALMEIDA / AFP via Getty Images)

View of the logo of Brazilian FinTech Nubank outside its headquarters, in Sao Paulo, Brazil, on January 30, 2026. Nubank has received initial approval to operate as a bank in the United States, after becoming, in just over a decade, one of the most valuable companies in Latin America. (Photo by Nelson ALMEIDA / AFP via Getty Images)

People walk past the logo of Brazilian FinTech Nubank outside its headquarters, in Sao Paulo, Brazil, on January 30, 2026. Nubank has received initial approval to operate as a bank in the United States, after becoming, in just over a decade, one of the most valuable companies in Latin America. (Photo by Nelson ALMEIDA / AFP via Getty Images)

View of the logo of Brazilian FinTech Nubank outside its headquarters, in Sao Paulo, Brazil, on January 30, 2026. Nubank has received initial approval to operate as a bank in the United States, after becoming, in just over a decade, one of the most valuable companies in Latin America. (Photo by Nelson ALMEIDA / AFP via Getty Images)

(FILES) This photograph taken on October 30, 2025 shows a view of the Palace of Culture and Science (R) among Warsaw's skyscrapers as the sun begins to set in Warsaw. In 1980, Solidarity trade union leader Lech Walesa promised that Poland would become "a second Japan," then a symbol of prosperity and modernity. Though many laughed at his predictions of Poland's future properity, they are now coming to fruition. (Photo by Sergei GAPON / AFP via Getty Images)